CCPA - California Consumer Privacy Act
Last updated: June 26, 2025
California Residents
Under the California Consumer Privacy Act ("CCPA"), California residents have specific rights regarding their personal information. This section outlines your rights and how to exercise them.
Your CCPA Rights
Under the California Consumer Privacy Act ("CCPA"), California residents have the following rights:
Right to Know
The right to request that QuoteNexus disclose information about, or a copy of, the types of personal information we collect, use, and disclose about you.
Right to Delete
The right to request that we delete personal information that is collected or maintained by QuoteNexus, subject to certain exceptions.
Right to Non-Discrimination
The right to be free from discrimination for exercising any consumer rights under the CCPA.
Exercising Your Rights
We may limit our responses to any requests under the CCPA as permitted by law. For example, we need to maintain certain information to provide our services to you or for legal and compliance purposes.
How to Submit a Request
To exercise your rights to know or delete under the CCPA, please contact us using one of the following methods:
Verification Process: For verification purposes only, we will collect a limited number of personal identifiers, send those through a secure verification system, ask you follow-up questions through our online portal or representative, and then confirm whether your identity has been verified.
Authorized Agents
You may also designate an authorized agent to make a request to know or delete on your behalf. To designate an authorized agent, you must provide the natural person, or entity registered with the California Secretary of State, with written permission to submit such a request.
You (or your agent) will still be required to verify your identity. However, if an authorized agent has been provided with power of attorney in accordance with the California Probate Code, then no additional written authorization is required. All agents must submit proof to QuoteNexus that they have been authorized by any consumer(s) to act on their behalf.
Notice of Collection for California Residents
We collect the following categories of personal information:
Real name, alias, postal address, unique personal identifiers, email address, account username and password, telephone number, insurance policy number, account name, social security number, signature, gender, driver's license number, physical characteristics, consumer status, and other similar identifiers.
Information about any prior accidents or insurance claims, driving records, and related historical data.
Vehicle identification number (VIN), vehicle details, including any customizations, and vehicle photos.
Bank account number, credit card number, debit card number, or other financial information necessary for our services.
Details involving injuries sustained in accidents, treatment for such injuries, as well as health insurance information.
Consumer transactions and experiences with us and others, such as payment history, claims, coverage and vehicle changes.
Search and browsing history, online identifier(s), Internet Protocol address, search history, and information regarding how users interact with our websites, apps, and online advertisements.
How We Use Your Information
We collect each of the above categories of information for a variety of purposes, including:
- Core Business Purposes: Providing quotes for insurance, processing applications, establishing and servicing policies, claims handling, providing customer support, and furnishing other insurance services.
- Product Development: To assess and improve our product and service offerings, including the development of new products and services.
- Data Analysis: To perform data analysis including market and consumer search and analytics and trend analysis.
- Marketing: To conduct marketing activities and communicate with you regarding products and services offered by QuoteNexus and its partners.
- Personalization: To have website and mobile app content (including advertising) delivered based on your browsing history.
- Security: To detect and prevent fraud and other prohibited or illegal activity.
- Legal Compliance: To comply with legal obligations and policies.
- Claims Defense: To bring and defend claims.
- Other Purposes: For other purposes as permitted by law or to which you consent.
Information Disclosure
We disclose all of the above categories of personal information to service providers that assist us in providing insurance-related services. We may also share your information with:
- Reinsurers and excess insurers
- Insurance support organizations that help us detect and prevent fraud
- State insurance departments and other governmental and law enforcement authorities
- Consumer reporting agencies as permitted by law
- Third parties when ordered by subpoena, search warrant or other court order
- Service providers involved in our marketing, verification, data-processing, risk-assessment, security and antifraud efforts
Important Notice
We have not sold consumers' personal information in the 12-month period preceding the Effective Date of this Privacy Policy.
Contact Us
Please feel free to contact us with questions or concerns regarding our privacy policy and practices: